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The Last Mile of AI: from stalled pilot to governed production

Martina Naumovska Necheska and Vladimir Davchev show regulated financial institutions how to turn AI pilots into systems a board and a regulator can sign off.

Most financial institutions invest in AI, yet few see the return. Models work in the pilot, then stall before production or never get past the risk committee.

The book introduces the AIM-ROI Framework: five dimensions of AI capability, four stages of maturity and a three-tier model of return that makes the groundwork defensible to a board and a regulator alike.

What is inside

20 chapters and 13 templates, including a maturity self-assessment, a use-case library, a readiness gate and a 90-day sprint plan. It draws on interviews and structured assessments with fourteen senior executives in banking, insurance, telecommunications and retail.

About the authors

Martina Naumovska Necheska is an AI strategist with more than a decade of experience helping organisations turn data and technology into business value. Vladimir Davchev has spent more than twenty years in bank risk management in North Macedonia.

The Last Mile of AIMartina Naumovska Necheska and Vladimir Davchev

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